SoFi Promotions
Read our in-depth review of SoFi to see why SoFi scored 3.8 stars out of 5. We like their competitive, fixed rates, low fees, and no collateral.
Active Investing with SoFi
Compare Stock Trading Promotions:
$1,000
Medical and Dental Referral Program - $1,000 Bonus
Earn $1,000 for every customer you refer who registers and applies for a medical or dental student loan refinance, and completes qualifying activities.
Sofi Checking and Savings
- Up to 4.60% APY with direct deposit on savings balances
- $0 monthly fees
- No minimum balance
- Get paid 2 days early
$10,000
Invest and Earn Up to $10,000 Bonus
Transfer investments from another brokerage firm into a taxable SoFi Invest Active Brokerage or Active retirement account (Traditional, Roth, or SEP IRA). The bonus amount will depend on the total net amount of assets transferred to your account during each calendar month. Transferred assets must remain in the account for 2 years. The bonus will be deposited within 14 business days after the last day of the month.
| Transfer Amount | Cash Bonus |
|---|---|
| $5,000-$24,999.99 | $100 |
| $25,000-$99,999.99 | $200 |
| $100,000-$249,999.99 | $500 |
| $250,000-$499,999.99 | $750 |
| $500,000-$999,999.99 | $1,000 |
| $1,000,000-$4,999,999.99 | $2,500 |
| $5,000,000+ | $10,000 |
Compare Investing Promotions:
$300
SoFi Checking and Savings Account - $300 Bonus
Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
$50
SoFi Checking and Savings Account - $50 Bonus
Set up at least one eligible direct deposit of $1,000 - $4,999 in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
Compare Promotions
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Online Savings Account - Earn 4.25% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - 5.00% APY
- 5.00% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Highlights
Savings
Up to 4.60% APY
Up to 4.60% APY
Compare: SoFi vs Discover Bank
Checking
0.50% APY on checking balances with direct deposit activity or qualifying deposits
0.50% APY on checking balances with direct deposit activity or qualifying deposits
Read: Free Checking Account
Compare: SoFi vs Chase
| | |
| Learn More | Visit Site | |
SoFi | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings |
| |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
| Checking | 0.50% APY on checking balances with direct deposit activity or qualifying deposits |
|
| Mobile App | ||
| ATMs | ||
| Customer Service | Automated service available 24 hours a day, 7 days a week | |
| Locations | ||
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 05/13/2024. | ||
 | |
| Learn More | |
SoFi Student Loans | |
|---|---|
| Variable APR | 5.74% - 9.99% APR (with AutoPay) |
| Fixed APR | 4.99% - 9.99% APR (with AutoPay) |
| Minimum Amount | $5,000 (may be higher depending on state) |
| Maximum Amount | |
| Loan Term | |
| State Residency | |
| Degree Requirements | |
| Income Requirements | |
| Employment Requirements | Must be employed or have an offer to start within 90 days |
| Interest Only Payments | |
| Origination Fees | |
| Prepayment Penalty | |
| Can Use a Cosigner | |
| Can Release a Cosigner | |
| Auto-Pay Interest Rate Reduction | |
| Soft Credit Check | |
| Unemployment Protection | |
| Loan Term |   |
| Customer Service | |
| Ease of Use | |
| Interest Rates | |
| Payment Flexibility |  |
| Learn More | |
| Terms Apply. | |
SoFi: Pricing information from published website as of 5/9/2023 | |
SoFi Wealth Management
SoFi Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
Bank of America Business Advantage Checking Account - $200 Bonus Offer
Earn a cash bonus in three steps:
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
- Open a new eligible business checking account by June 30, 2024
- Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
- Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
CIT Bank Savings Connect - 4.65% APY
- Earn 11x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
1% Bonus to Transfer to Robinhood with No Cap
Earn a 1% bonus with no cap when you transfer your brokerage account to Robinhood, now through June 28, 2024. Terms apply.
Articles on SoFi
SoFi Personal Loan Review
SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.
SoFi Bank Locations
SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.
SoFi High Yield Savings Review
Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.
SoFi Mortgage Review
Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.
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